Sign up today for a free evaluation of all 3 credit reports and scores and find out exactly what’s on your credit and how we can help you repair it. We can help remove errors on your credit report that are holding back your credit scores.
Most credit reports contain errors that can lower your score and keep you from living the life you deserve. We use the power of the law to remove common credit report errors. Most people can raise their credit scores by 50-100 points or more by following our program.
We request an investigation with creditors, collectors, and credit bureaus to ensure the accuracy of your credit reports. We also request records for each account to search for violations in order to demand the correction or deletion of any inaccurate or erroneous account.
The Fair Credit Reporting Act states that if an item on your credit report is inaccurate, unverifiable, or incomplete, it must be corrected or removed. Our job is to prove to the credit bureaus and data furnishers why an item should be removed based on the errors and violations that we uncover through our aggressive disputing tactics.
Changes to your credit report, including the removal of negative items, will cause your scores to fluctuate based on the accounts that remain on your report. This means that it is important to replace negative accounts with positive accounts. Our team will guide you through the necessary steps you need to take in order to add new positive lines of credit, as well as provide you with additional personalized recommendations to continue improving your credit scores.
After each investigation, you will receive a Case Review with the results of the disputes, immediate recommendations, and next steps on file. You’ll also receive frequent emails, calls, and texts from our team who will make sure you are staying on track and ready to help answer any questions along the way. From the moment you start the process, you will be able to track and monitor the progress of your disputes, communicate with the Processing Department, and upload bureau and credit or responses, all done securely through our 256-bit encrypted Client Portal for maximum security and data protection.
Credit impacts almost every area of your financial life. With great credit you can keep more of your hard earned money and achieve your financial goals.
Get your credit ready to purchase a new home.
Take advantage of the lower rates and fees.
Get better interest rates on credit cards and loans.
Pass an employers credit check with confidence.
Don’t take our word for it check out what our clients have to say
The team did a great job on my credit repair.
A year and a half ago, I made the conscious decision to get my credit back in order. Going through a divorce and having a chronic condition really challenged me, thus my credit suffered.
I came across Ray again (after having studied at FIU briefly together), and came across his business. I was completely transparent about my predicament, and how I was ready to fight back. If you start working towards a goal, you will see your progress one year from the day you made the decision. I followed every recommendation to the best of my ability. Now.....instead of receiving letters in the mail for collection notices, I'm receiving credit card offers. Guess what....the answer is no. I'm sticking to the plan as best I can and continuing to improve. I am in the 700s club with no debt. I'm so happy, I can breathe. Thank you Ray and Dispute Nation!Read more
They know what they're doing, and they help in every way possible to get your credit and finances on the right track. Not only do they fix issues but they will teach you how to maintain your accounts and up your credit score fast. Great customer service and great experience all around. Thank you!
The best! Ray and his team were very professional, and friendly. Helping me and answering all my questions about my credit and how to build it up. 100% working with them.
Professionalism, Knowledge, Caring
I would definitely use this program again when I have inconsistencies in my credit report.
l was a huge skeptic, we're in the middle of purchasing a new home and we weren't qualifying for it. We switched mortgage companies and our new lender told me he had the solution, He set us up with Ray and Geovanna from Dispute Nation. They ...
Im having the best experience with the Dispute Nation team! Very responsive and professional Geovanna is helping me in the process of fixing my credit, in just 1 month they removed 10 account from my credit i went from 482 to 600, I'm so happy, i really recommend this company.
Ray Bueno and Geovanna Arias are not only kind, caring and awesome people. They are true pros and the BEST in the credit repair industry. They have been helping get my credit where it once was and deserves to be. They have gone above and ...