How to get the AMEX Business Platinum 120,000 Bonus

Do you want to learn how to get the Amex Business Platinum? This is the ultimate guide for doing just that. With 120,000 bonus points, this card is definitely worth considering if you are a business owner. In this blog, we will discuss all of the different ways that you can qualify for the bonus and what you can do to make the most out of your Amex Business Platinum card. So, whether you are just starting out with your business or have been running it for years, you’re going to want to keep reading.

One of the great things about the Amex Business Platinum card is that it offers 120,000 bonus points after you spend $15,000 on eligible purchases with your card in the first 3 months. To put that into perspective, you could redeem those points for travel rewards, gift cards, immersive experiences, or even cover recent qualifying charges.

You get 5 points per dollar spent on flights purchased directly from airlines or Amex Travel on up to $500,000 per calendar year. You also get 5 points per dollar spent on prepaid hotels booked online at

You can turn your business purchases into more rewards by earning 1.5 points per dollar spent on eligible purchases at construction material and hardware suppliers, electronic goods retailers, software and cloud system providers, and even shipping providers! Think about that, most businesses have to spend money on one or more of those categories anyway, so it’s a great way to supercharge your points earning.

You’ll get 1 point per dollar spent on everything else on all other eligible purchases.

This card does come with a $695 annual fee, but you can unlock over $1,400 in value per year in business benefits. Some of these include credits with Dell Technologies, Indeed, Adobe, a wireless telephone credit, and an airline fee credit.

The welcome offer is not available to applicants who have or have had this card, and Amex may also consider the number of American Express cards you have opened or closed, as well as other factors in making a decision on your eligibility. So you might be disqualified if you’ve applied for a lot of other Amex cards lately or if you recently canceled another Amex card.

Card issuers will usually check your business’ credit score first, but some issuers do their own credit scoring using information that you provide.

If your business does not meet the issuer’s credit criteria, then they will check your personal credit score. As with any type of credit application, you want to ensure that you have a strong credit score before applying. Amex typically requires a minimum credit score of 670, but the better your credit score is, the more likely you are to be approved for this card.

To apply for the Amex Business Platinum, you will need to fill out an online application and provide information about your business, such as your business name, address, and type of business. You will also need to provide your personal information, such as your name, address, Social Security number, and date of birth.

Once you have submitted your application, Amex will take a look at your business and personal credit history to make a decision. If you are approved, you will receive your new card in about 7 to 10 days.

Do you need more help with building your business credit? Schedule a call with one of our Business Advisors for more information on how we can help you:


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